You won’t lose any of your rewards to an annual fee, and if you redeem your cash back with an ACH deposit to a SunTrust checking or savings account, you’re eligible for a bonus. Credit cards, checking and savings accounts offer overdraft protection, loans are available in a variety of forms, and even investing and retirement plans are available. Credit and debit cards may look nearly identical—and do a lot of the same things—but understanding their differences can help you spend smarter and save money. Balance Transfer Fee: $10 or 3.0% of balance transfer amount, whichever is greater. For Domestic incoming wire use Routing ABA: 061000104, For International incoming wire use SWIFT/BIC: SNTRUS3A, Beneficiary account number: SunTrust full account number, Beneficiary name: The name as it appears on the SunTrust account, Are Not FDIC or any other Government Agency Insured. Cash Advance Fee: $10 or 4.0% of cash advance amount, whichever is greater. Apply for the one that’s right for you. Foreign Transaction Fee: None. Purchase, Balance Transfer and Cash Advance APRs will vary with the market based on the Prime Rate. The SunTrust Prime Rewards card has standard security features, including zero liability protection, identity theft protection, emergency card replacement, and emergency cash advances. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477, a wholly owned subsidiary of Truist Insurance Holdings, Inc. "SunTrust Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: SunTrust Bank now Truist Bank, our commercial bank, which provides banking, trust and asset management services; Truist Investment Services, Inc., a registered broker-dealer, which is a member of FINRALink opens a new window and SIPCLink opens a new window, and a licensed insurance agency, and which provides securities, annuities and life insurance products; Truist Advisory Services, Inc., an SEC registered investment adviser which provides Investment Advisory services. Subject to credit approval, eligibility and credit qualifications. 9 3% Cash Rewards Benefit (Travel Rewards): You will earn an unlimited additional 2% in Cash Rewards (3% Cash Rewards total) at Participating Merchants (travel), on Qualifying Purchases made with the Card. 50% Loyalty Cash Bonus if balances total greater than $100,000. printCommonFooter2(); -Click here to open the PDF in new window. The Blue Cash Everyday Card from American Express offers 3% cash back … Rewards: The SunTrust Cash Rewards Credit Card offers 5% cash back for the first 12 months on gas and grocery purchases up to the first $6,000, then 2% unlimited cash back for gas and grocery purchases after the introductory period.The card earns 1% unlimited cash back rewards on all other qualifying purchases. Balance Transfer APR: 0.0% Intro APR for 15 months. Suntrust business credit card rewards include cash back, loyalty cash, automatic rebates, and flexible spending. Free access to your FICO Score, updated monthly. Truist Bank, Member FDIC. The SunTrust foreign transaction fee is 0% for all SunTrust credit cards except the secured credit card offer, which charges 0% on foreign transactions. TSA Precheck and Global Entry are registered trademarks of the United States Department of Homeland Security. With 16.7 million Americans being victims of fraud in 2017, take action to make sure you’re able to bounce back quickly. If you’re building your credit, check out our Secured Credit Card with Cash Rewards. Rates / Annual Percentage Yield terms above are current as of the date indicated. 2% unlimited cash back on qualifying gas and grocery purchases, after the promotional period ends. Whether you want to earn rewards, transfer balances or build your credit, our variety of credit cards has you covered. Now, let’s take a look at a summary of the advantages of business credit cards available through Suntrust Bank. Apply for a SunTrust bank credit card to start earning rewards for everyday purchases or travel and to help build your credit. 2 5% Cash Rewards Benefit (Cash Rewards): You will earn an additional 3% in Cash Rewards (5% Cash Rewards total), at Participating Merchants (gas and grocery stores), on Qualifying Purchases made with the Card (a) up to the $6,000 combined total of Qualifying Purchases made at Participating Merchants or (b) through the first 12 months after account opening, whichever comes first. Investment advisory services are offered by Truist Advisory Services, Inc. (d/b/a SunTrust Advisory Services, Inc.), GFO Advisory Services, LLC, BB&T Securities, LLC, Sterling Capital Management, LLC, Precept Advisory Group, LLC, and BB&T Institutional Investment Advisors, Inc., each SEC registered investment advisers. A description and translation of commonly-used debt collection terms is available in multiple languages at www.nyc.gov/dca. Suntrust Business Credit Cards Comparison. Purchase, Balance Transfer and Cash Advance APRs will vary with the market based on the Prime Rate. SunTrust Business Card Online is only available to cardholders who have previously registered with this service. SunTrust Premier Program or Private Wealth Management clients will receive a 50% Loyalty Cash Bonus. Book travel using all rewards, card on file, or a combination of both. Credit card numbers that start with the Issuer Identification Number (IIN) 442505 are Visa credit cards issued by Suntrust in United States. When you move, there are often unforeseen expenses. Select the boxes below to compare products. 11.24%–21.24% variable thereafter. Minimum interest charge $0.50. Don’t be one of them. Robb Variable Corp., which are SEC registered broker-dealers, members FINRALink opens a new window, SIPCLink opens a new window, and a licensed insurance agency where applicable. This is everything you need to know to make a … 7 SunTrust does not charge a fee for the use of SunTrust Online Banking with Bill Pay. We welcome the opportunity to serve your financial needs. Search the NMLS Registry.Link opens a new window. If you have questions about how to become a Program Administrator, please call Card Services at 855.574.2423. These tips show you where to start. Applications are subject to credit approval. Here is how to do a balance transfer with a SunTrust credit card. FICO Score. The best SunTrust credit card with no foreign fees is the SunTrust Travel Rewards Credit Card because it offers 3% cash back on travel, 2% back on dining and 1% back on all other purchases. Minimum interest charge $0.50. Enhanced Security. The SunTrust Travel Rewards Credit Card offers an excellent rewards rate for travel purchases and has useful travel benefits. While the SunTrust secured credit card is a solid one, the fact that it has a $32 annual fee and a $300 minimum deposit keep it out of the running for a best-in-class secured credit card. 25% Loyalty Cash Bonus if balances total between $25,000 and $100,000. Additional limitations, terms and conditions apply; suntrust.com/mycashcard. Mutual fund products are advised by Sterling Capital Management, LLC. For example, the card offers standard credit card perks such as car rental insurance and travel emergency assistance. SunTrust Private Wealth Management, International Wealth Management, GenSpring, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by SunTrust Bank now Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc. Truist Securities is the trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries, including Truist Securities, Inc., member FINRALink opens a new window and SIPCLink opens a new window. APRs in effect as of 4/1/2020. After qualifying, please allow 1-2 billing cycles for the credit to appear on your statement. Earn 1% in cash rewards on all qualifying purchases. Clients with a SunTrust Advantage Checking, Signature Advantage Checking, or Exclusive Checking account and meeting one of the following. SunTrust has several consumer rewards credit cards that can help manage your finances whether you need to handle everyday expenses, Be alert to fraud, and learn more about branch updates, payment relief requests Link opens in a new window, safer banking options, and our Coronavirus (COVID-19) pandemic relief efforts Link opens in a new window. Cash Advance APR: 24.99% variable. Once approved for a SunTrust credit card, you have 60 days to transfer any balances from other credit cards. The SunTrust Prime Rewards Credit Card has an offer of $100 bonus cash when you spend $500 within the first three months of account opening.Considering there are no fees with this card, this could be considered a good welcome bonus. You will be given further information, including, but not limited to, terms and conditions, when you apply. Cash Advance APR: 24.99% variable. © 2020 Mastercard. After 60 days, the standard transfer fee of $10 or 3 percent of the balance being transferred (whichever is greater) goes into effect. And, non-profit cardholders can leverage rebates on eligible spending. After you have fully utilized the additional 3% benefit either by (a) spending up to the $6,000 combined total of gas and grocery Qualifying Purchases made at Participating Merchants or (b) reaching the end of the first 12 months after account opening, whichever comes first, you can then earn the unlimited 2% Cash Rewards Benefit. Clients who redeem Cash Rewards through an ACH deposit into any SunTrust checking, savings or money market account will receive a 10% Loyalty Cash Bonus. Refundable security deposit required. Annual Fee: None. For more details about Wire Transfers with SunTrust, call 800.947.3786, SunTrust Incoming wire instructions are also available by calling 800.947.3786 - option 1. After qualifying, please allow 1-2 billing cycles for the credit to appear in your cash rewards account. The card’s regular rewards rates don’t stack up well against top cash-back credit cards, but the loyalty bonuses it offers make the card competitive for SunTrust customers. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank. The Mastercard® Card is issued by SunTrust Bank, pursuant to a license from Mastercard International. Foreign Transaction Fee: None. 5 Cash Rewards Redemption: After the close of the billing period in which you earn Cash Rewards, if your Card Account is in Good Standing, you may redeem a minimum of $5 for either a statement credit to your card account or an ACH credit to a deposit account. SunTrust®, the SunTrust logo, and Truist are service marks of Truist Financial Corporation. This may include differing underwriting guidelines, product features, terms, fees, and pricing. The 5% Cash Rewards Benefit is only available during the first 12 months after account opening. The SunTrust Secured Credit Card charges an interest rate in excess of 20%, you should avoid paying interest when at all possible. The SunTrust Prime Rewards Credit Card offers super-low ongoing interest for a very long time, plus some features not typically found on cards in its class. Truist Wealth is a marketing name used by Truist Financial Corporation. 11.24%–21.24% variable thereafter. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. But the card comes with limitations. SunTrust Bank puts their customers first, making sure that the services are personalized for the individual. Most credit cards with balance-transfer promotions give cardholders 12 to 18 months to carry a … Balance Transfer APR: Prime Rate (intro, currently 3.25% variable) APR for the first three years for all balances transferred within 60 days of account opening. Truist and its representatives do not provide tax or legal advice. The SunTrust Prime Rewards Credit Card is for borrowers with good credit who want to refinance high-interest debt, but need more time to pay it off than the typical balance transfer card offers. printCopyrightYear(); Mastercard. About SunTrust, Investing & Retirement Resource Center MENU, Commercial & Corporate Resource Center MENU, Foundations & Endowments Resource Center MENU, how-to-increase-small-business-profits-tool MENU, open-small-business-checking-account MENU, florida-state-university-student-checking MENU, Travel Rewards Credit Card Test & Learn MENU, Open Business Banking Checking Account MENU, Open Small Business Checking Account Jan200 MENU, Personal Certificates of Deposit (CDs) MENU, How to Checkout Online with Click to Pay MENU, Letters of Credit and Trade Services MENU, Learn more about how we can support you.Payment relief request Link opens a new window. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc. (d/b/a SunTrust Investment Services, Inc.),  BB&T Securities, LLC, and P.J. 3 $250 Statement Credit: You will earn a $250 statement credit after spending $3,000 on net Qualifying Purchases within the first three months after account opening. Plus, browse exciting rewards options like cash back, travel, eGift cards, merchandise and more, and manage your rewards account there, too. Choose from one of these three rewarding cards: These terms and conditions apply to new cardholders only. In a Nutshell: For cardholders with the best credit scores, the SunTrust Cash Back card is a great choice for transferring a balance: It offers a low minimum interest rate, modest balance transfer fee and lengthy interest-free promotion; however, cardholders with lower scores could get stuck with a much higher standard interest rate. printCommonFooter1(); Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. However, fees may apply for certain transactions like expedited payments and transfers to non-SunTrust accounts. Federal Housing Administration (FHA) Home Loans, Business Online and Mobile Service Agreement, How to Rebuild Your Credit After Bankruptcy, Credit vs. Debit: Make the Most of the Cards You Carry, Have a Rewards Card? Bank, thrift and credit unions are member FDIC or NCUA. Thank you for choosing SunTrust now Truist. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. See Terms & Conditions. Our family of credit cards can help you makethe most of your purchases. Program Administrators. Credit card numbers that start with the Issuer Identification Number (IIN) 552393 are Mastercard credit cards issued by Suntrust in United States. Don’t have a card? Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. 1% unlimited cash back on all other qualifying purchases. BB&T Investments and BB&T Scott & Stringfellow are divisions of BB&T Securities, LLC. APRs are in effect as of 74/1/2020. Comments regarding tax implications are informational only. Services are offered by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. SunTrust Prime Rewards is a cashback credit card issued by SunTrust Bank. Please sign in to access your account. Suntrust issues cards under a total of nine IIN numbers including this one, so some card numbers issued by Suntrust may start with IIN numbers from one of these other ranges. Cardholder must charge the application fee of at least $85 to their SunTrust Travel Rewards Card to be eligible for the statement credit. consolidate recently incurred debt or are planning your next vacation. 6 SunTrust Travel Rewards cardholders are eligible to receive one (1) statement credit per account, every five (5) years up to $100, for either the Global Entry or the TSA Precheck application fee. © Cash Advance Fee: $10 or 4.0% of cash advance amount, whichever is greater. The Mastercard card is issued by SunTrust Bank, pursuant to a license from Mastercard International. While SunTrust and BB&T have merged to become Truist, both institutions will continue to offer independent product lines for a period of time. Reward Yourself. You can also learn more by contacting them at 1-800-BANK-BBT or BBT.com. You can count on us to help you make credit card transactions as easy and secure as possible. Balance Transfer APR: Prime Rate (intro, currently 3.25% variable) APR for the first three years for all balances transferred within 60 days of account opening. New York City residents: Translation or other language access services may be available. 4 $100 Statement Credit: you will earn a $100 statement credit after spending $500 on net Qualifying Purchases within the first 3 months after account opening. ©2021 Truist Financial Corporation. Contact the bank for the terms and conditions that may apply to you. SunTrust Business Cash Rewards Credit Card can be a good card for businesses that spend up to $2,000 every month on office supplies and gas. 8 Qualifying Purchase(s): Each time “qualifying purchase(s)” is used in this letter, it means new retail purchases on Your Card Account in Good Standing each billing cycle, minus credits/returns/adjustments. Bankruptcy isn’t something you can recover from overnight, but the sooner you start rebuilding, the better off you’ll be. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. All of our cards offer a Loyalty Cash Bonusof 10%, 25% or more based on your deposit relationship with SunTrust, when you redeem your rewards directly into a SunTrust Checking, Savings or Money Market account*. The SunTrust advantage. Consequently, be sure to also check out our compiled list of best credit card promotions!. Like many business cards, the SunTrust Business Cash Rewards Credit Card also offers a number of business-friendly benefits that make shopping and travel less of a hassle. Make sure you know how it works—and whether you’re already a good candidate. Balance Transfer Fee: None for all balances transferred within 60 days of account opening, then $10.00 or 3% of the amount of the transfer, whichever is greater. 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